Property Attributes
- MLS#MDCA2030464
- TypeSingle Family
- Listing Status ACTIVE
- CountyCALVERT
- CityLusby
- NeighborhoodDrum Point
- Zip20657
- StyleContemporary
- Year Built1984
- Taxes$ 8996
- Price$ 1,200,000
- Bedrooms5
- Full Bathrooms4
- Half Bathrooms1
- Sqr Footage4274
- Lot Size0.39 Acres
Data Source:
Bright MLS
Property Description
A RARE DEEP-WATER WATERFRONT ESTATE ON MILL CREEK - . Some waterfront homes give you a view. This property gives you the waterfront LIFESTYLE. Set along approximately 110 ft. of protected waterfront on Mill Creek, this distinctive three-level contemporary residence offers an exceptional combo of space, natural light, expansive water views, and some serious entertaining and boating amenities. Mill Creek connects directly to the Patuxent River, Chesapeake Bay, and beyond... providing a remarkable setting for boating, fishing, crabbing, or just exploring the beauty of the Chesapeake waterways. With approximately 13 ft of water depth, the waterfront's as functional as it is beautiful. A generous private pier with substantial electrical service is complemented by it's grandfathered covered boathouse, 2 electric boat lifts, powered jet ski lift, multiple docking possibilities (deep water capable of accommodating substantial vessels). Whether your days are spent boating on the Patuxent or Chesapeake, fishing, exploring oyster growing opportunities, or simply watching the sunset over the water from your own backyard, this property was made for life on the Chesapeake. Inside, the 4 bedroom, 4 bathroom, main residence includes several flex or bonus rooms to accommodate any family's needs and unfolds across three finished levels that are designed to capture the setting. Vaulted ceilings and an abundance of windows and sliding glass doors fill the home with natural light while drawing your attention back to Mill Creek. Expansive balconies and outdoor living spaces extend the home toward the shoreline, including a private Juliet balcony off the primary suite... an intimate place to begin or end your day on the water. This home blends character with generous living space, featuring stain grade trim, solid six-panel doors, and electric fireplaces on two levels. The kitchen offers granite counter tops, while the spacious primary suite includes a walk in closet, additional attic storage, and an expansive en-suite bath. The finished lower level is an entertainer's destination, complete with an impressive 14 ft wood and stone full bar, pool table, full size refrigerator, full bath, office, and a flexible gathering/sitting area... perfect for entertaining or unwinding with family after a day on the water. And the VERSATILITY doesn't end with the main residence! A detached two-car garage includes a spacious and updated separate living area with heating/cooling, updated full bath, bedroom, sitting space/work/flex space. Whether envisioned for guests, extended family, multi-generational living, private office, studio or retreat... the possibilities are endless. This private area provides a level of flexibility rarely found in a waterfront property. For additional storage and workspace, a freestanding wooden storage shed is currently configured as a workshop and boat storage area alongside the home. It offers a practical space for tools, equipment, boating gear storage - especially valuable for those who intend to make full use of the property's exceptional waterfront amenities. Arrival is equally convenient, with a horseshoe-shaped driveway providing easy access, convenient off-street parking for 10+ vehicles and ample room for guests. Additional features include a 4 season room, outdoor dining/patio areas, and emergency generator. But the specs only begin to tell the story. This is morning coffee on Mill Creek. Boats waiting on your own pier. Long evenings on your balconies with the sunset reflected on protected water. It's the freedom to leave your backyard by boat and follow Mill Creek to the Patuxent River, the Chesapeake Bay, and beyond! Three levels. Approximately 110 feet of Mill Creek waterfront. Exceptional private boating infrastructure with expansive indoor/outdoor living. This isn't simply a waterfront home. Its a rare opportunity to own the Chesapeake lifestyle from your own front door!
| Elementary School | Middle School | High School |
|---|---|---|
| Dowell Elementary School | Mill Creek Middle School | Patuxent High School |
| Price History | |
|---|---|
| 9/13/2026 | Listed $1,200,000 |
General Features
| Living Area | 4274 |
|---|---|
| Sewer | On Site Septic |
| Heating | Heat Pump(s),Forced Air |
| Cooling | Other |
| Possession | Settlement,Negotiable |
| Roof | Architectural Shingle |
| Appliances | Compactor,Cooktop,Dishwasher,Dryer - Front Loading,Exhaust Fan,Extra Refrigerator/Freezer,Microwave,Oven - Single,Refrigerator,Trash Compactor,Washer,Water Heater |
| Zoning | R |
| HOA Fee | 415.00 |
| Garage Spaces | 2.00 |
| Association Fee Includes | Road Maintenance,Common Area Maintenance,Snow Removal |
| Patio/Porch Features | Balconies- Multiple,Deck(s),Patio(s),Porch(es),Screened |
| Architectural Style | Contemporary |
| Security Features | Security System |
| Construction Materials | Brick,Vinyl Siding |
| School District | CALVERT COUNTY PUBLIC SCHOOLS |
| Year Built | 1984 |
| View | Bay,River,Water,Trees/Woods |
| Levels | 3 |
| Tax Year | 2026 |
| Ownership | Fee Simple |
| Cool Fuel | Geothermal |
| Section | 23 |
| Waterfront Features | Private Dock Site,Rip-Rap |
| Accessibility | 2+ Access Exits,32 + wide Doors |
| Assoc Fee Paid Per | Annually |
| County | CALVERT |
| New Construction | No |
| Property Type | Residential |
| Association Amenities | Beach,Boat Ramp,Community Center |
| HOA | Yes |
| Energy Efficient | Fireplace/Wood Stove |
| Subdivision Name | DRUM POINT |
| Garage Y/N | Yes |
| Water Access Y/N | Yes |
| Other Structures | Above Grade,Below Grade |
| Full Baths | 4 |
| Status | ACTIVE |
| Directions | GPS |
| City | LUSBY |
| Body of Water | Mill Creek/Patuxent River |
| Disclosures | None |
| Association Name | DRUM POINT PROPERTY OWNERS ASSOCIATION,INC. |
| Senior Community Y/N | No |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 16771.00 |
| Tax Assessed Value | 845400.0 |
| Tax Annual Amount | 8996.0 |
| Home Warranty Y/N | No |
| Structure Type | Detached |
| Condo/Coop Association fee Y/N | No |
| Bathrooms Full Main Level | 4 |
| Bathrooms Count Main Level | 5.00 |
| Price Per Sq Ft Total AG | 356.93 |
| Acceptable Financing | Cash,Conventional,FHA,VA |
| Historic Y/N | No |
| Lease Considered Y/N | No |
| Vacation Rental Y/N | No |
| Total SQFT | 4578 |
| Location Type | River |
| Standard Status | Active |
| Year Built Source | Assessor |
| Legal Subdivision | DRUMPOINT |
| Tax Lot | 25 |
Interior Features
| Heating Fuel | Geo-thermal,Electric |
|---|---|
| Basement | Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Space For Rooms,Walkout Level |
| Flooring | Carpet,Ceramic Tile |
| Total Fireplaces | 2 |
| Fireplace Features | Gas/Propane |
| Hot Water | Bottled Gas,Propane |
| Total Stories | 3 |
| Basement (Y/N) | Yes |
| Heating Y/N | Yes |
| Window Features | Skylights,Wood Frame,Screens,Bay/Bow |
| Fireplace Y/N | Yes |
| Above Grade Finished Area | 3362 |
| Half Baths | 1 |
| Central Air Y/N | No |
| Total Bedrooms | 5 |
| Below Grade Finished Area | 912 |
| Main Level Bedrooms | 5 |
| Below Grade Finished Area Unit Type | Square Feet |
| LivingAreaSource | Assessor |
| Laundry Type | Basement |
| Below Grade Unfin Area Units | Square Feet |
| Below Grade Unfin SQFT | 304 |
| Below Grade Unfin SQFT Source | Assessor |
| Below Grade Finished Area Source | Assessor |
| Bathrooms Half Main Level | 1 |
| Above Grade Finished Area Unit Type | Square Feet |
| Total Baths | 5 |
Exterior Features
| Exterior Amenities | Boat Storage,Outbuilding(s),Secure Storage |
|---|---|
| Pool | No Pool |
| Parking Features | Circular Driveway,Asphalt Driveway,Paved Driveway,Paved Parking |
| Lot Features | Bulkheaded,Fishing Available,Front Yard,Landscaping,Rear Yard,Rip-Rapped,Other |
| Water Source | Well |
| Total Parking Spaces | 2 |
| Garage Features | Garage - Front Entry,Garage Door Opener,Inside Access,Additional Storage Area |
| Type of Parking | Detached Garage,Driveway,Off Street |
| Foundation Details | Brick/Mortar |
| Water View Y/N | Yes |
| Lot Size Acres | 0.39 |
| Water Body Type | River |
| Lot Size Source | Assessor |
| Waterfront Y/N | Yes |
| Door Features | Sliding Glass,Six Panel |
| Water Access Features | Boat - Powered,Fishing Allowed,Personal Watercraft (PWC),Private Access |
| Horse Y/N | No |
| Number of Docks | 1 |
| Land Assessed Value | 311000.00 |
| Navigable Water Y/N | Yes |
| Number of Slips | 4 |
| Water Oriented Y/N | Yes |
| # of Detached Garage Spaces | 2 |
| Dock/Slip Conveys YN | Yes |
| Dock Type and Features | Hoist/Lift Electric,Material - Treated Lumber,Multiple Slip,Pier (Perpendicular),Private,Sun Deck |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
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Luzerne County Association of REALTORS® (LZCAOR) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than The Brokers Realty Group Limited may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved.
Last Updated: September 19, 2026 11:24 PM UTC
Susquehanna Valley Board of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating